EXCLUSIVE HOMES GOLD COAST
Finance for the properties a standard valuation model won't touch.
Alexandra Armenis
“Lee managed every aspect of our financing and made it stress-free, with updates at every step of the way. Our family would be giving six stars if we could.” Read more reviews here.
ABOUT SERRES, EXCLUSIVE HOMES LENDING EXPERT
Chat with Lee, your Gold Coast prestige lending expert.
For over 14 years Lee has run a private REIT with a diverse property portfolio — the foundation of Serres Property Finance. The business came out of something he kept noticing: lending is constantly evolving, and so are clients' needs.
There was a time when your bank manager knew you, and trust and service mattered more than a credit file. Then the GFC hit, the Banking Royal Commission followed, and the doors got harder to open — especially for complex borrowers like the self-employed, investors and first home buyers. Now, knowing which lender to approach and what they'll actually say yes to makes all the difference.
Lee's family are property owners and investors themselves. They started with one investment property in Newtown, then moved into care facilities and multi-storey residential development. So whether you're buying your first home, building toward retirement, or running a development, Lee knows the challenges you face and how to get the right outcome.
Credit Representative 550725 is authorised under Australian Credit Licence 486112.
1. Prestige and waterfront lending.
Purchases above two million dollars, canal and beachfront valuations, checked lender by lender for valuation appetite before lodgement.
2. Valuation appetite checked before you offer.
We check lender-by-lender valuation appetite on the specific property before you're locked into a contract, so your finance doesn't fall over at the eleventh hour.
3. LMI waivers for eligible professions.
A handful of lenders waive LMI to 90%, and sometimes 95%, for eligible professions. On a prestige purchase, that changes the deposit maths considerably.
Accredited with 70+ lenders.
We work with over 70 banks & lenders.
Some of the lenders we work with include:
How Our broadbeach Mortgage broker helps
Why do prestige Gold Coast buyers use Serres?
Two lenders can reach completely opposite valuations on the same prestige property, particularly on canal-front and beachfront stock where policy and appetite vary widely.
We hold accreditations across a panel of 70+ banks, non-banks and specialist lenders, which matters most on prestige purchases where valuation, not rate, decides whether a lender says yes.
Schedule a call to find out more.
BROADBEACH MORTGAGE BROKER REViews
“Serres helped with my refinance and did an excellent job finding me the right lender for my circumstances. I was kept up to date and everything moved forward as planned. Couldn't recommend Lee and Serres enough!"
Spica Delorino
June 2026
★★★★★
Contact our broadbeach broker today
Chat to Lee & our local home loan experts today.
Our team have over fifteen years experience helping Gold Coast locals, simply get in touch today.
Get in touch.
I'll reply the same way you contacted me, unless you say otherwise.
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FAQs
Why does a prestige property need a specialist broker?
Valuers and lenders can take very different views on canal-front, beachfront and prestige stock, so checking lender-by-lender valuation appetite before you offer avoids finance falling over after the contract is signed.
How are canal-front and waterfront properties valued differently?
Lenders vary widely on canal versus main-river frontage, and waterfront valuations bring their own volatility, so the same property can receive very different figures from different lenders.
Can I get an LMI waiver on a high-value purchase?
A handful of lenders offer LMI waivers and higher LVRs to eligible professions including medical, dental, legal and accounting professionals. We know which ones and what they require.
What deposit is typical for a prestige purchase on the Gold Coast?
It depends on the lender's appetite for the specific property and postcode, but a larger deposit generally opens up more lenders willing to value prestige and waterfront stock properly.
