HOME LOANS FOR PROFESSIONALS GOLD COAST
Borrowing power that reflects your profession, not just your payslip.
Alexandra Armenis
“Lee managed every aspect of our financing and made it stress-free, with updates at every step of the way. Our family would be giving six stars if we could.” Read more reviews here.
ABOUT SERRES, PROFESSIONAL LENDING EXPERT
Chat with Lee, your Gold Coast professional lending expert.
For over 14 years Lee has run a private REIT with a diverse property portfolio — the foundation of Serres Property Finance. The business came out of something he kept noticing: lending is constantly evolving, and so are clients' needs.
There was a time when your bank manager knew you, and trust and service mattered more than a credit file. Then the GFC hit, the Banking Royal Commission followed, and the doors got harder to open — especially for complex borrowers like the self-employed, investors and first home buyers. Now, knowing which lender to approach and what they'll actually say yes to makes all the difference.
Lee's family are property owners and investors themselves. They started with one investment property in Newtown, then moved into care facilities and multi-storey residential development. So whether you're buying your first home, building toward retirement, or running a development, Lee knows the challenges you face and how to get the right outcome.
Credit Representative 550725 is authorised under Australian Credit Licence 486112.
1. LMI waivers for eligible professions.
A handful of lenders waive LMI to 90% and sometimes 95% for eligible legal, accounting and other professional occupations, which changes the deposit maths considerably.
2. Bonus, commission and equity income assessed properly.
Variable pay structures common in professional services and corporate roles need a lender who assesses them properly, not just base salary.
3. Structured for career progression.
Partnership tracks, promotions and practice buy-ins all change your income profile. We structure lending that accounts for where your career is heading, not just where it is today.
Accredited with 70+ lenders.
We work with over 70 banks & lenders.
Some of the lenders we work with include:
How Our broadbeach Mortgage broker helps
Why do Gold Coast professionals use Serres?
A handful of lenders offer LMI waivers and higher LVRs to eligible occupations including legal, accounting and other professional roles, but eligibility criteria and the occupation list differ significantly between them.
We tell you what's achievable before you make an offer, and hold accreditations across a panel of 70+ banks, non-banks and specialist lenders to match your profession to the right policy.
Schedule a call to find out more.
BROADBEACH MORTGAGE BROKER REViews
“Serres helped with my refinance and did an excellent job finding me the right lender for my circumstances. I was kept up to date and everything moved forward as planned. Couldn't recommend Lee and Serres enough!"
Spica Delorino
June 2026
★★★★★
Contact our broadbeach broker today
Chat to Lee & our local home loan experts today.
Our team have over fifteen years experience helping Gold Coast locals, simply get in touch today.
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I'll reply the same way you contacted me, unless you say otherwise.
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FAQs
Which professions qualify for LMI waivers?
Eligibility varies by lender but commonly includes legal, accounting and select other professional occupations. A handful of lenders extend waivers to 90% and sometimes 95% for eligible professions.
How is bonus or commission income assessed?
Policy differs by lender. Some average it over two years, others discount it, and a few will assess it close to face value if your history is consistent. We choose a lender whose approach suits your income.
Can I use projected income from a promotion or partnership?
Some lenders will consider a confirmed upcoming pay rise or partnership offer with the right documentation, though most still rely on your current, evidenced income.
Does using a broker cost professionals anything extra?
No. Broker services are typically paid by the lender, not the borrower, so there's usually no direct cost to you for our advice and the work we do to find your loan.
