REFINANCING GOLD COAST
Find out how much refinancing could save you every month.
Alexandra Armenis
“Lee managed every aspect of our financing and made it stress-free, with updates at every step of the way. Our family would be giving six stars if we could.” Read more reviews here.
ABOUT SERRES, REFINANCING EXPERT
Chat with Lee, your Gold Coast refinancing expert.
For over 14 years Lee has run a private REIT with a diverse property portfolio — the foundation of Serres Property Finance. The business came out of something he kept noticing: lending is constantly evolving, and so are clients' needs.
There was a time when your bank manager knew you, and trust and service mattered more than a credit file. Then the GFC hit, the Banking Royal Commission followed, and the doors got harder to open — especially for complex borrowers like the self-employed, investors and first home buyers. Now, knowing which lender to approach and what they'll actually say yes to makes all the difference.
Lee's family are property owners and investors themselves. They started with one investment property in Newtown, then moved into care facilities and multi-storey residential development. So whether you're buying your first home, building toward retirement, or running a development, Lee knows the challenges you face and how to get the right outcome.
Credit Representative 550725 is authorised under Australian Credit Licence 486112.
1. A genuine rate check, not a sales pitch.
We compare your current rate and structure against what our 70+ lenders are actually offering people in your situation right now.
2. Structure reviewed, not just the rate.
Refinancing is also the time to unwind cross-collateralisation, release equity or restructure across multiple properties if your portfolio has grown.
3. Ongoing reviews included.
Once you refinance with us, we keep checking your rate every twelve months, so you're not the one left paying loyalty tax to your bank.
Accredited with 70+ lenders.
We work with over 70 banks & lenders.
Some of the lenders we work with include:
How Our broadbeach Mortgage broker helps
Why do Gold Coast borrowers refinance through Serres?
Two lenders can look identical on price and still reach opposite decisions on the same refinance application, particularly if your income has changed since you took out the original loan.
We hold accreditations across 70+ banks, non-banks and specialist lenders, which matters most when policy, not rate, is what's holding your refinance back.
Schedule a call to find out more.
BROADBEACH MORTGAGE BROKER REViews
“Serres helped with my refinance and did an excellent job finding me the right lender for my circumstances. I was kept up to date and everything moved forward as planned. Couldn't recommend Lee and Serres enough!"
Spica Delorino
June 2026
★★★★★
Contact our broadbeach broker today
Chat to Lee & our local home loan experts today.
Our team have over fifteen years experience helping Gold Coast locals, simply get in touch today.
Get in touch.
I'll reply the same way you contacted me, unless you say otherwise.
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FAQs
How much could I actually save by refinancing?
It depends on your current rate, loan balance and how your income has changed, but clients who refinanced with us last year saved an average of $487 a month.
Is refinancing worth it if I'm not far into my loan?
It can be, particularly if rates have moved or your income and equity position have improved since settlement. We run the numbers before recommending you switch.
Can I refinance if I'm self-employed or have complex income?
Yes. We work regularly with self-employed borrowers and know which lenders assess add-backs, trust distributions and retained profits properly at refinance time.
What costs are involved in refinancing?
There can be discharge fees, valuation costs or lenders mortgage insurance depending on your equity position. We walk you through the real cost before you commit to switching.
