SMSF PROPERTY LOANS GOLD COAST
SMSF lending that keeps pace with the 2026 rule changes.
Alexandra Armenis
“Lee managed every aspect of our financing and made it stress-free, with updates at every step of the way. Our family would be giving six stars if we could.” Read more reviews here.
ABOUT SERRES, SMSF LENDING EXPERT
Chat with Lee, your Gold Coast SMSF lending expert.
For over 14 years Lee has run a private REIT with a diverse property portfolio — the foundation of Serres Property Finance. The business came out of something he kept noticing: lending is constantly evolving, and so are clients' needs.
There was a time when your bank manager knew you, and trust and service mattered more than a credit file. Then the GFC hit, the Banking Royal Commission followed, and the doors got harder to open — especially for complex borrowers like the self-employed, investors and first home buyers. Now, knowing which lender to approach and what they'll actually say yes to makes all the difference.
Lee's family are property owners and investors themselves. They started with one investment property in Newtown, then moved into care facilities and multi-storey residential development. So whether you're buying your first home, building toward retirement, or running a development, Lee knows the challenges you face and how to get the right outcome.
Credit Representative 550725 is authorised under Australian Credit Licence 486112.
1. Reviewed for the 2026 rule changes.
If your SMSF already holds a property loan, it's worth having it reviewed against the current rules, something we can do for you alongside your accountant.
2. Business real property through your SMSF.
Buying your own business premises through your fund is one of the most common uses of SMSF lending, leased back to your business on commercial terms.
3. Compliance handled alongside your adviser.
We work on the lending side while your accountant or financial adviser handles the fund's compliance and structure, so nothing falls between the two.
Accredited with 70+ lenders.
We work with over 70 banks & lenders.
Some of the lenders we work with include:
How Our broadbeach Mortgage broker helps
Why do Gold Coast SMSF trustees use Serres?
SMSF lending policy varies more between lenders than standard residential lending does, and the rules around SMSF borrowing have shifted again in 2026, particularly for residential property.
We hold accreditations across a panel of 70+ banks, non-banks and specialist lenders, which matters most when policy, not rate, is the obstacle to your SMSF purchase.
Schedule a call to find out more.
BROADBEACH MORTGAGE BROKER REViews
“Serres helped with my refinance and did an excellent job finding me the right lender for my circumstances. I was kept up to date and everything moved forward as planned. Couldn't recommend Lee and Serres enough!"
Spica Delorino
June 2026
★★★★★
Contact our broadbeach broker today
Chat to Lee & our local home loan experts today.
Our team have over fifteen years experience helping Gold Coast locals, simply get in touch today.
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FAQs
Can my SMSF still borrow to buy residential property?
The rules changed in 2026. If your SMSF already holds a residential property loan, it's worth having it reviewed against the current rules, which is something we can do for you.
Can my SMSF buy my business premises?
Yes, this is one of the more common uses of SMSF lending, purchasing business real property that your own business then leases from the fund on commercial terms.
Do I need an accountant as well as a broker for SMSF lending?
Generally yes. We work alongside your accountant or financial adviser on the lending side while they handle the fund's compliance and structure.
How is SMSF lending different from a standard investment loan?
SMSF loans are held via a separate trust structure specific to the fund, carry different lending rules than personal investment loans, and policy on them varies significantly between lenders.
