INTERSTATE AND EXPAT BUYERS GOLD COAST

Buy on the Gold Coast from anywhere in the world.

Foreign income, non-resident policy, FIRB timelines and remote settlement all add complexity a local branch isn't set up to handle. We manage the process end to end across 70+ lenders.

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Alexandra Armenis
“Lee managed every aspect of our financing and made it stress-free, with updates at every step of the way. Our family would be giving six stars if we could.” Read more reviews here.

ABOUT SERRES, EXPAT AND INTERSTATE LENDING EXPERT

Chat with Lee, your Gold Coast expat and interstate lending expert.

For over 14 years Lee has run a private REIT with a diverse property portfolio — the foundation of Serres Property Finance. The business came out of something he kept noticing: lending is constantly evolving, and so are clients' needs.


There was a time when your bank manager knew you, and trust and service mattered more than a credit file. Then the GFC hit, the Banking Royal Commission followed, and the doors got harder to open — especially for complex borrowers like the self-employed, investors and first home buyers. Now, knowing which lender to approach and what they'll actually say yes to makes all the difference.



Lee's family are property owners and investors themselves. They started with one investment property in Newtown, then moved into care facilities and multi-storey residential development. So whether you're buying your first home, building toward retirement, or running a development, Lee knows the challenges you face and how to get the right outcome.

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Credit Representative 550725 is authorised under Australian Credit Licence 486112.

1. Foreign and offshore income assessed properly.

Policy on foreign income, non-resident status and FIRB requirements varies significantly between lenders. We check this before you make an offer, not after.

2. Remote settlement managed for you.

Everything from document signing to final settlement can be coordinated remotely, so you don't need to fly in for every step of the process.

3. One point of contact across time zones.

You deal with the same person throughout, with communication built around your time zone and schedule, not ours.

Accredited with 70+ lenders.

We work with over 70 banks & lenders.

Some of the lenders we work with include:

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How Our broadbeach Mortgage broker helps

Why do expat and interstate buyers use Serres?

Two lenders can reach completely opposite decisions on the same application when your income is earned offshore or your address is interstate, because policy on both varies significantly across the panel.


We hold accreditations across a panel of 70+ banks, non-banks and specialist lenders, and tell you what's achievable before you make an offer.


Schedule a call to find out more.

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BROADBEACH MORTGAGE BROKER REViews

“Serres helped with my refinance and did an excellent job finding me the right lender for my circumstances. I was kept up to date and everything moved forward as planned. Couldn't recommend Lee and Serres enough!"


Spica Delorino

June 2026

★★★★★

Contact our broadbeach broker today

Chat to Lee & our local home loan experts today.

Our team have over fifteen years experience helping Gold Coast locals, simply get in touch today.

Our office

Mon–Fri 8am–6pm
Weekends by appointment

Get in touch.

I'll reply the same way you contacted me, unless you say otherwise.

Contact Us

FAQs

Can expats and non-residents get an Australian home loan?

Yes, though policy on foreign income, non-resident status and FIRB requirements varies significantly between lenders, which is why we check this before you make an offer.

Do I need to fly to the Gold Coast to settle?

No. Document signing and settlement can generally be coordinated remotely, though your conveyancer or solicitor will confirm what's needed for your specific purchase.

Does buying interstate change my finance options?

It shouldn't limit your options, but some lenders weight servicing and valuations differently for an interstate purchase, so we choose a panel lender whose policy suits buying from a distance.

What documents do expats typically need that locals don't?

Foreign income verification, visa or residency status, and sometimes FIRB approval documentation, depending on your citizenship and residency status. We'll confirm exactly what applies to you.