Serres Client reviews
5.0 average review rating, every one earned.
Not one of these was bought, incentivised or written by anyone but the client. Check them yourself on Google any time.
★★★★★
REFINANCing
Found the right lender for me
Serres Property Finance helped with my refinance. They did an excellent job finding me the right lender for my circumstances. Lee's biggest strength was his communication — I was kept up to date and everything moved forward as planned.
Spica D. · Google Review
★★★★★
NEW HOME loan
Got us over the line
Lee went above and beyond for us to get the best home loan and rates possible. We hit a few obstacles along the way but he was still able to get us over the line and into our new house.
Nima N. · Google Review
★★★★★
investment property
Saved me a lot of money
Very knowledgeable and professional service. He explained everything I asked in terms I could understand, and saved me a lot of money.
Josh M. · Google Review
★★★★★
SMSF PURCHASE
Exceptional SMSF brokerage
Lee provided my partner and me with exceptional, time-sensitive brokerage for our SMSF property purchases.
Estela G. · Google Review
★★★★★
new home loan
Best broker on the Gold Coast
Lee is the best mortgage broker on the Gold Coast. He sorted out my property finance on a recent purchase — communication and speed were great, which mattered as I was on a deadline.
Nik A. · Google Review
★★★★★
self-employed loan
Succeeded where others couldn't
I'd had problems with other brokers before. Lee's knowledge got my finance over the line within a tight deadline.
Anthony · Google Review
★★★★★
REFINANCing
Made refinancing easy
It was a blessing to find someone who made things so easy. He knew what he was talking about and always kept me updated on the progress of my refinance.
Francisco M. · Google Review
★★★★★
bridging loan
Stress-free from start to finish
Can't recommend Serres enough. Lee went above and beyond to make the whole process as easy and stress-free as possible.
James P. · Google Review
★★★★★
investment property
Would use him again in a heartbeat
My dealings with Lee were very helpful and professional. I wouldn't hesitate to use his services again in future.
Tomasi B. · Google Review
★★★★★
First home loan
Smooth first home purchase
Highly recommend Lee if you're looking for a trusted broker. He helped us purchase our first home and made the experience as smooth as possible.
Miliscent F. · Google Review
★★★★★
Refinancing
A great result on our refinance
I had a wonderful experience refinancing my home loan with Lee. We got a good result.
Yom D. · Google Review
★★★★★
new home loan
10/10 for every aspect
From the start Lee was personable, understood every circumstance and was proficient and professional. Every stage of the process was made easy to understand and smooth.
Kayla B. · Google Review
★★★★★
SMSF loan
Financed two SMSF properties
We purchased two properties via our SMSF, and Lee was able to successfully get finance for both. He was always quick to respond to messages and any issues with the loans.
Mario D. · Google Review
★★★★★
smsf loan
Organised my SMSF property
Professional and prompt service that went above and beyond to help me organise my SMSF investment property. He's always happy to help and advise, and I'll be using his services again.
Luke N. · Google Review
★★★★★
COMPLEX LOAN
Said impossible, got it done
After being advised by others that a loan was unlikely or not possible, Lee achieved a successful outcome, and did so within an impressively short timeframe. He was professional, prompt and consistently accessible throughout.
John. · Google Review
About Serres, Local mortgage broker
Meet Lee, senior Gold Coast Mortgage Broker.
For over 14 years Lee has run a private REIT with a diverse property portfolio — the foundation of Serres Property Finance. The business came out of something he kept noticing: lending is constantly evolving, and so are clients' needs.
There was a time when your bank manager knew you, and trust and service mattered more than a credit file. Then the GFC hit, the Banking Royal Commission followed, and the doors got harder to open — especially for complex borrowers like the self-employed, investors and first home buyers. Now, knowing which lender to approach and what they'll actually say yes to makes all the difference.
Lee's family are property owners and investors themselves. They started with one investment property in Newtown, then moved into care facilities and multi-storey residential development. So whether you're buying your first home, building toward retirement, or running a development, Lee knows the challenges you face and how to get the right outcome.
Credit Representative 550725 is authorised under Australian Credit Licence 486112.
FAQs.
Home loans should be simple, transparent and tailored to you. Here are the questions I'm asked most often, with no jargon and no sales spin — just straight answers.
What does using a broker cost me?
Nothing. The lender pays a commission on settlement and it does not change your rate — the same loan costs the same whether you come through me or walk into the branch. Because I am only paid when your loan settles, my interest is in getting you the right one.
How much deposit do I actually need?
Twenty percent avoids Lenders Mortgage Insurance, but very few first buyers have it and it is not the only route. Five percent works with several lenders, the federal schemes drop it further for eligible buyers, and a guarantor can remove the deposit hurdle almost entirely. I’ll tell you which of those you qualify for on the first call.
Will talking to you affect my credit score?
Not at all — no enquiry is made. A credit enquiry only happens once you ask me to lodge with a specific lender. Because I do the homework first, we lodge once with the lender most likely to say yes, which keeps your file clean.
How do I know if I’m paying too much on my current loan?
A quick test: if your loan is more than two years old and you have never asked for a review, you almost certainly are. Lenders price sharply to win new business and quietly let existing loans drift. I can tell you the gap in one phone call, and I will tell you when the answer is to stay put.
I’m self-employed. Is that a problem?
It is a third of what I do. Some lenders need two years of returns, others accept one, or BAS statements, or an accountant’s declaration — and they differ hugely on add-backs like depreciation, one-off expenses and retained profits. Choosing the right lender for your income shape is most of the value I add.
I’ve already been declined. Can you still help?
Very often, yes — and it happens more than you would think. The application shows as an enquiry on your file, but the decline itself is not a black mark. One bank’s answer reflects one policy out of forty-two. I look at why it happened, then go to a lender whose rules actually fit you.
