UPSIZING HOMES GOLD COAST
Move up without the sale and the purchase fighting each other.
Alexandra Armenis
“Lee managed every aspect of our financing and made it stress-free, with updates at every step of the way. Our family would be giving six stars if we could.” Read more reviews here.
ABOUT SERRES, UPSIZING LENDING EXPERT
Chat with Lee, your Gold Coast upsizing expert.
For over 14 years Lee has run a private REIT with a diverse property portfolio — the foundation of Serres Property Finance. The business came out of something he kept noticing: lending is constantly evolving, and so are clients' needs.
There was a time when your bank manager knew you, and trust and service mattered more than a credit file. Then the GFC hit, the Banking Royal Commission followed, and the doors got harder to open — especially for complex borrowers like the self-employed, investors and first home buyers. Now, knowing which lender to approach and what they'll actually say yes to makes all the difference.
Lee's family are property owners and investors themselves. They started with one investment property in Newtown, then moved into care facilities and multi-storey residential development. So whether you're buying your first home, building toward retirement, or running a development, Lee knows the challenges you face and how to get the right outcome.
Credit Representative 550725 is authorised under Australian Credit Licence 486112.
1. Built around the move, not just the loan.
Growing family, second home or simply more space, structured so the next loan works alongside your current one rather than against it.
2. Keep or sell, modelled both ways.
If keeping your current property and renting it out stacks up better than selling, we'll tell you, and structure the servicing so lenders agree.
3. Bridging available where timing is tight.
Where timing is tight, bridging finance lets you secure the next property before your current one settles.
Accredited with 70+ lenders.
We work with over 70 banks & lenders.
Some of the lenders we work with include:
How Our broadbeach Mortgage broker helps
Why do Gold Coast families upsize through Serres?
The hardest part of upsizing is rarely the approval, it's the sequencing: whether you sell first, buy first, or keep what you have and borrow against it.
We hold accreditations across 70+ banks, non-banks and specialist lenders, so the structure can follow what suits your family rather than what one bank happens to allow.
Schedule a call to find out more.
BROADBEACH MORTGAGE BROKER REViews
“Serres helped with my refinance and did an excellent job finding me the right lender for my circumstances. I was kept up to date and everything moved forward as planned. Couldn't recommend Lee and Serres enough!"
Spica Delorino
June 2026
★★★★★
Contact our broadbeach broker today
Chat to Lee & our local home loan experts today.
Our team have over fifteen years experience helping Gold Coast locals, simply get in touch today.
Get in touch.
I'll reply the same way you contacted me, unless you say otherwise.
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FAQs
Should I sell first or buy first?
Both work, and the right answer depends on your equity, servicing and how quickly your current property is likely to sell. Bridging finance makes buying first possible where the numbers support it.
Can I keep my current home and rent it out?
Often, yes. Keeping and renting changes how lenders assess your servicing, so we check whether the numbers work before you commit to the next purchase.
How much equity do I need to upsize?
It depends on the price gap and whether you're keeping the existing property. We assess your usable equity across our panel before you start looking.
What happens to my existing loan when I move?
Some loans can be ported to the new property, others are better refinanced. We compare both so you're not paying break costs unnecessarily.
