MORTGAGE PRE-APPROVAL GOLD COAST
A pre-approval that still holds up the day you find the property.
Alexandra Armenis
“Lee managed every aspect of our financing and made it stress-free, with updates at every step of the way. Our family would be giving six stars if we could.” Read more reviews here.
ABOUT SERRES, MORTGAGE PRE-APPROVAL EXPERT
Chat with Lee, your Gold Coast pre-approval expert.
For over 14 years Lee has run a private REIT with a diverse property portfolio — the foundation of Serres Property Finance. The business came out of something he kept noticing: lending is constantly evolving, and so are clients' needs.
There was a time when your bank manager knew you, and trust and service mattered more than a credit file. Then the GFC hit, the Banking Royal Commission followed, and the doors got harder to open — especially for complex borrowers like the self-employed, investors and first home buyers. Now, knowing which lender to approach and what they'll actually say yes to makes all the difference.
Lee's family are property owners and investors themselves. They started with one investment property in Newtown, then moved into care facilities and multi-storey residential development. So whether you're buying your first home, building toward retirement, or running a development, Lee knows the challenges you face and how to get the right outcome.
Credit Representative 550725 is authorised under Australian Credit Licence 486112.
1. Checked against real lender policy.
We match your income structure and the property type against current lender policy before lodging, not after a decline lands on your file.
2. One point of contact.
Every question about your pre-approval, big or small, goes to the same person, so you get a straight answer every time.
3. Built to convert to approval.
Your pre-approval is scoped around the property you're actually likely to buy, so it converts to unconditional approval without last-minute surprises.
Accredited with 70+ lenders.
We work with over 70 banks & lenders.
Some of the lenders we work with include:
How Our broadbeach Mortgage broker helps
Why do Gold Coast buyers get pre-approved through Serres?
Around 70% of Australian home loans now go through a broker, because brokers plug into a panel of lenders to find what fits you, not what suits one bank's agenda.
We're accredited with 70+ lenders across banks, non-banks and specialist lenders, which matters most when your income or the property sits a little outside the standard box.
Schedule a call to find out more.
BROADBEACH MORTGAGE BROKER REViews
“Serres helped with my refinance and did an excellent job finding me the right lender for my circumstances. I was kept up to date and everything moved forward as planned. Couldn't recommend Lee and Serres enough!"
Spica Delorino
June 2026
★★★★★
Contact our broadbeach broker today
Chat to Lee & our local home loan experts today.
Our team have over fifteen years experience helping Gold Coast locals, simply get in touch today.
Get in touch.
I'll reply the same way you contacted me, unless you say otherwise.
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FAQs
How long does mortgage pre-approval take?
Most pre-approvals come back within a few business days once we have your income documents, though timing depends on the lender and how complex your income is.
Is pre-approval the same as formal loan approval?
No. Pre-approval confirms a lender is likely to lend you a set amount based on your circumstances; formal approval happens once you have a specific property and the lender has valued it.
How long does a pre-approval last?
Most pre-approvals are valid for 90 days, though this varies by lender. We'll let you know before yours expires and can arrange a refresh if you're still searching.
Does getting pre-approved affect my credit score?
A pre-approval application does involve a credit check, which is why we only lodge with a lender once we're confident your income and loan structure fit their policy.
