HOME LOANS GOLD COAST

A home loan chosen from 70+ lenders, not just one bank's shelf.

Whether you're buying, refinancing or reviewing what you already have, we compare across a panel of 70+ lenders to find the loan that fits your situation, not the bank's.

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Alexandra Armenis
“Lee managed every aspect of our financing and made it stress-free, with updates at every step of the way. Our family would be giving six stars if we could.” Read more reviews here.

ABOUT SERRES, HOME LOAN EXPERT

Chat with Lee, your Gold Coast home loan expert.

For over 14 years Lee has run a private REIT with a diverse property portfolio — the foundation of Serres Property Finance. The business came out of something he kept noticing: lending is constantly evolving, and so are clients' needs.


There was a time when your bank manager knew you, and trust and service mattered more than a credit file. Then the GFC hit, the Banking Royal Commission followed, and the doors got harder to open — especially for complex borrowers like the self-employed, investors and first home buyers. Now, knowing which lender to approach and what they'll actually say yes to makes all the difference.



Lee's family are property owners and investors themselves. They started with one investment property in Newtown, then moved into care facilities and multi-storey residential development. So whether you're buying your first home, building toward retirement, or running a development, Lee knows the challenges you face and how to get the right outcome.

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Credit Representative 550725 is authorised under Australian Credit Licence 486112.

1. The right lender, not the nearest one.

We match your income structure and the property against current lender policy across 70+ banks, non-banks and specialist lenders before anything is lodged.

2. One point of contact.

Every question you have, big or small, gets a straight answer from the same person every time, so you always know where you and your loan stand.

3. Reviewed every twelve months.

We review your rate every twelve months for as long as you hold the loan, so the loan that suits you today still suits you in five years.

Accredited with 70+ lenders.

We work with over 70 banks & lenders.

Some of the lenders we work with include:

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How Our broadbeach Mortgage broker helps

Why do Gold Coast locals use Serres for their home loans?

The rate on the billboard is set for a borrower who may look nothing like you. What you can actually borrow comes down to each lender's assessment rate, expense benchmarks and how it treats your particular income, and those three things move the number far more than the advertised rate does.


We're accredited with 70+ lenders across banks, non-banks and specialist lenders, so the loan follows your circumstances rather than you bending your circumstances to fit one bank's product.


Schedule a call to find out more.

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BROADBEACH MORTGAGE BROKER REViews

“Serres helped with my refinance and did an excellent job finding me the right lender for my circumstances. I was kept up to date and everything moved forward as planned. Couldn't recommend Lee and Serres enough!"


Spica Delorino

June 2026

★★★★★

Contact our broadbeach broker today

Chat to Lee & our local home loan experts today.

Our team have over fifteen years experience helping Gold Coast locals, simply get in touch today.

Our office

Mon–Fri 8am–6pm
Weekends by appointment

Get in touch.

I'll reply the same way you contacted me, unless you say otherwise.

Contact Us

FAQs

How much can I borrow on the Gold Coast?

It depends on your income, existing debts and the property itself, and each lender calculates it differently. We run your numbers across our panel rather than relying on one bank's calculator.

Why do two lenders give me different borrowing limits?

Each lender applies its own assessment rate, expense benchmarks and treatment of income types, so the same application can produce very different limits across our 70+ lenders.

Does using a broker cost me anything?

Broker services are typically paid by the lender, not the borrower, so there's usually no direct cost to you for our advice and the work we do to find your loan.

What happens after settlement?

We review your rate every twelve months for as long as you hold the loan, whether there's a commission in it or not, so you're not left paying loyalty tax to your bank.