FIRST HOME BUYERS GOLD COAST

A home loan built around your first move, not the bank's.

We've been helping Gold Coast professionals, investors and first home buyers since 2011, with advice that works for you, not the bank.

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Alexandra Armenis
“Lee managed every aspect of our financing and made it stress-free, with updates at every step of the way. Our family would be giving six stars if we could.” Read more reviews here.

ABOUT SERRES, FIRST HOME BUYER EXPERT

Chat with Lee, your Gold Coast first home buyer expert.

For over 14 years Lee has run a private REIT with a diverse property portfolio — the foundation of Serres Property Finance. The business came out of something he kept noticing: lending is constantly evolving, and so are clients' needs.


There was a time when your bank manager knew you, and trust and service mattered more than a credit file. Then the GFC hit, the Banking Royal Commission followed, and the doors got harder to open — especially for complex borrowers like the self-employed, investors and first home buyers. Now, knowing which lender to approach and what they'll actually say yes to makes all the difference.



Lee's family are property owners and investors themselves. They started with one investment property in Newtown, then moved into care facilities and multi-storey residential development. So whether you're buying your first home, building toward retirement, or running a development, Lee knows the challenges you face and how to get the right outcome.

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Credit Representative 550725 is authorised under Australian Credit Licence 486112.

1. First home experts.

Every question you have, big or small, gets a straight answer from the same person every time, so you always know where you and your loan stand.

2. Jargon-free advice.

Home loans come wrapped in language most people don't use day to day: LVR, LMI, comparison rates, serviceability. We cut through it and explain what actually matters to you.

3. Sharper rates.

With 70+ lenders on our panel, we can negotiate sharper terms for first home buyers, drawing on the same panel that gets our refinance clients real savings.

Accredited with 70+ lenders.

We work with over 70 banks & lenders.

Some of the lenders we work with include:

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How Our broadbeach Mortgage broker helps

Why do Gold Coast locals use Serres for their first home loans?

Around 70% of Australian home loans now go through a broker, because we plug into 70+ lenders to find what fits you, not what suits a particular bank's agenda. We're here to help with your unique needs, not someone else's.


We also review your rate every twelve months, for as long as you hold the loan, whether there's a commission in it or not. It's not just about finding the right loan today, it's about making sure it's still the right loan in five years, on the Gold Coast or anywhere else you live or invest.


Schedule a call to find out more.

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BROADBEACH MORTGAGE BROKER REViews

“Serres helped with my refinance and did an excellent job finding me the right lender for my circumstances. I was kept up to date and everything moved forward as planned. Couldn't recommend Lee and Serres enough!"


Spica Delorino

June 2026

★★★★★

Contact our broadbeach broker today

Chat to Lee & our local home loan experts today.

Our team have over fifteen years experience helping Gold Coast locals, simply get in touch today.

Our office

Mon–Fri 8am–6pm
Weekends by appointment

Get in touch.

I'll reply the same way you contacted me, unless you say otherwise.

Contact Us

FAQs

How much deposit do I need for my first home?

It depends on the lender and whether you're using a government scheme or lenders mortgage insurance, which is why we map your options against current lender policy before you start looking.

Can a broker help with government first home buyer schemes?

Yes. We check your eligibility for relevant first home buyer schemes and grants alongside standard lending, so you see the full picture of what's available to you.

What's the difference between a bank and a broker for a first home loan?

A bank can only offer its own products. As a broker, Serres is accredited with 70+ lenders, so we compare across the market for the loan that actually fits your situation.

Will using a broker cost me anything?

Broker services are typically paid by the lender, not the borrower, so there's usually no direct cost to you for our advice and the work we do to find your loan.